This week on the podcat Rachel Vahey from AJ Bell talks to Tom about the Spring Statement and how it played out as a 'mini-Budget'.

They talk about some of the political motivations that may have been at play and what it all means from the perspective of the financial services industry.

They also ruminate on the boundary between advice and guidance and its particular complexities when it comes to taking pension income.

Rachel also suggests that the answer to going beyond guidance but stopping short of a recommendation may lie in risk profiling.

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